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Wednesday, May 30, 2012

Tornado


Tornado
Wikipedia
Tornadoes are violent, rotating columns of air which can blow at speeds between 50 and 300 mph, and possibly higher. Tornadoes can occur one at a time,


$10-$20 off all Jabra / GN Netcom Headsets! or can occur in large tornado outbreaks along squall lines or in other large areas of thunderstorm development. Waterspouts are tornadoes occurring over water in light rain conditions.



Identification

  • Fire insurance covers your primary housing structure and personal possessions within the home. This protection includes other buildings upon your property, such as detached garages and guest homes. In addition, fire insurance compensates policyholders for relocation expenses while the home site is being rebuilt.



Strategy

  • Insurance application forms help you to take stock over the value of your home and personal belongings. You should also use video to record the premises and help process claims. Store the video documentation away from your home, so that it is not also lost in fire.

Considerations



  • Fire insurance may be bought separately, or as an attached rider to your existing homeowner's policy. Savings are usually garnered through insurance packages offered by one insurer.

Misconceptions

  • Fire insurance does not cover the lost income from loved ones that perish in fires. Evaluate life insurance for added living standard protection.



Risks



Read more: What Does a Homeowner's Fire Policy Insurance Cover? | eHow.com http://www.ehow.com/facts_5958477_homeowner_s-fire-policy-insurance-cover_.html#ixzz1vM586i8q








TORNADO MITIGATION
Before the DisasterDuring the DisasterAfter the Disaster
• Conduct tornado drills into each season• Designate an area in the home as a shelter
• Have disaster supplies on hand
• Develop an emergency communication plan in case of separation
• Ask an out-of-state relative to serve as the "family contact"

• Know the difference between a tornado watch (issued when tornadoes are possible in your area) and a warning (tornadoes have been sighted by radar)
• Take shelter in a building with a strong foundation
• If shelter is not available, lie in ditch or low-lying area a safe distance away from the mobile home
Learn danger signs:
• An approaching cloud of debris can mark the location even if a funnel is not visible, before a tornado hits, the wind may die down and the air may become still, and generally occur near the edge of a thunderstorm; you can often see clear skies following a tornado








If at home:• Go to the storm cellar or lowest part of the building
• If there is no basement, go to an inner hallway/room without windows
• Go to the center of the room, staying away from the corners because they attract debris
• Get under a piece of sturdy furniture and hold on to it
• Use arms to protect head and neck
• If in a mobile home, get out and find shelter.
If at work or school:
• Go to the lowest level in the building, avoiding wide-span roofs (auditoriums, cafeterias)
• Get under a sturdy piece of furniture and hold on
• Use arms to protect head and neck.
If outdoors:
• Try to get inside; if that is impossible, lie in a ditch or low-lying area or crouch near a strong building; be aware of flooding potential
• Use arms to protect head and neck.
If in a car:
• NEVER try to outdrive the tornado
• Get out of the car immediately and try to find shelter in a building
• If shelter is impossible, lie in a ditch or low-lying area away from the vehicle.
• Help injured or trapped persons, give first aid when appropriate, and don't try to move injured persons unless they are in danger of further injury• Turn on radio/television to get latest emergency information
• Stay out of damaged buildings and return home only when authorities say it is safe
• Use telephone only for emergency calls
• Clean up spilled medicines, bleaches, gasoline, or other flammable liquids immediately
• Leave the building if you smell gas or chemical fumes
• Take pictures of the damage for insurance claims
• Remember to help neighbors who may need assistance.









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